A tailored Sacco Management Software for microfinance institutions to efficiently manage loans, savings, mobile banking and compliance.
Microfinance Core Banking Software
Core Banking
Azania Systems offers a powerful and flexible Microfinance Core Banking Solution designed to meet the unique needs of microfinance institutions (MFIs), credit unions, and SACCOs. Our solution enables microfinance organizations to efficiently manage their financial operations while promoting financial inclusion for underserved communities. Built to scale, our core banking software integrates all essential banking functions, streamlining operations and enhancing customer experience.
Our Microfinance Core Banking Software is customizable to meet the specific needs of microfinance institutions, credit unions, and SACCOs, allowing you to scale your operations efficiently. Our Sacco Management Software supports multiple branches, multi-currency transactions, and high-volume customer management, all while providing a user-friendly interface for staff and clients alike.
Key Features
Easily manage customer profiles, loan applications, approvals, and disbursements. The system supports various loan types such as group lending, individual loans, and revolving credit, while automating interest calculations and repayment schedules.
Our solution enables secure and efficient management of savings accounts, recurring deposits, and fixed deposits. Customers can track their savings, receive interest payouts, and manage deposits through mobile and online banking options.
We provide full integration with popular mobile payment systems such as Mpesa, ensuring seamless digital transactions for deposits, withdrawals, and loan repayments. This feature supports financial inclusion, particularly in regions with limited banking infrastructure.
Automate financial accounting processes, including ledger management, expense tracking, and fund allocation. Our solution generates real-time financial reports such as balance sheets, income statements, and cash flow analysis, helping you maintain compliance with regulatory requirements and monitor your institution’s financial health.
Our solution ensures that all regulatory requirements are met, including credit risk management, anti-money laundering (AML) checks, and Know Your Customer (KYC) protocols. This minimizes operational risks and ensures adherence to industry standards.
Enhance customer relationships by tracking customer interactions, loan performance, and savings behavior. Our CRM module helps you manage customer communication and improve service delivery through targeted financial products.
Our solution supports microfinance institutions that rely on agent networks or mobile banking to extend services in remote areas. This enables customers to access loans, make deposits, and check balances through agents or mobile apps, promoting financial inclusion in underserved communities.